At a glance
- Stellar 1-Step and 2-Step use different daily and maximum loss percentages.
- The official daily reset uses server time.
- A daily reset does not repair a breached account.
The published limits side by side
The FundedNext help page read on November 11, 2026 lists 3% daily and 6% maximum loss for Stellar 1-Step, compared with 5% daily and 10% maximum loss for Stellar 2-Step.1 The following dollar amounts simply apply those percentages to the same nominal initial balance.
| $100K illustration | Stellar 1-Step | Stellar 2-Step |
|---|---|---|
| Daily percentage | 3% | 5% |
| Daily reference amount | $3,000 | $5,000 |
| Maximum percentage | 6% | 10% |
| Maximum allowance | $6,000 | $10,000 |
Why the same nominal size is not the same loss budget
In this arithmetic comparison, the difference between maximum allowances is $4,000. Dividing $10,000 by $6,000 gives approximately 1.67. That compares the size of two allowances; it does not mean one route is 1.67 times safer or more likely to produce a payout.
A proper program comparison still needs the profit target in each phase, fee structure, minimum-day requirements and funded-stage conditions. A shorter phase count and a smaller loss allowance can coexist. Sorting by phase count alone hides that tradeoff.
Read midnight as a server-time event
The official help page places the daily reset at midnight server time and describes seasonal GMT offsets. It also includes floating losses when explaining breaches. Check the current server clock rather than translating the reset from memory.1
For a hypothetical trader holding an open position across a reset, the local calendar day is not enough information. Record the server’s timestamp, open P&L and the applicable daily reference on both sides of the reset. Ask how commissions and holding charges enter the exact calculation.
A reset of the clock is not a reset of account eligibility
FundedNext’s source distinguishes a daily calculation reset from recovery after a rule breach. It says a breached Challenge requires a manual reset and a breached funded account requires a new challenge. Waiting for the next day does not automatically restore access.1
Keep account status, daily allowance and remaining total allowance as separate fields in your own notes. A fresh daily calculation cannot be assumed to restore an exhausted total loss budget.
What this review covers
This is a focused review of the loss-limit page. It does not verify current fees, payout timing, every program variant or all funded-stage restrictions. Use the FundedNext profile and source notes for the saved comparison data and its limits.
Next, read daily versus maximum loss, inspect the one-step directory through the feature catalog, and compare complete programs before choosing a payment.
Sources & dates
Primary pages accessed on . A source can change after publication. The examples above are not a claim about a program’s current price.
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