What one record means
A record describes one program at one nominal account size. Fees have separate amount, currency and billing fields. Comparing a monthly amount with a one-time amount does not calculate total cost; currencies are not converted. Use the cost calculator for an explicit spending scenario.
Missing fields
28 records do not explicitly store a daily loss rule. They are labeled “Not recorded” in the interface and have a null dailyLossPercent in JSON. That is not a statement that the firm has no daily restriction. Similarly, an unrecorded activation fee does not establish that activation is free.
Provenance & freshness
sourceWebsite identifies the official firm website. Records added after the base snapshot retain their own snapshotDate and field-scoped sourceChecks. The underlying file does not contain an archived program-specific source or a fresh verification timestamp for every record. independentlyReverifiedAt therefore remains null for whole-program verification. Field-scoped checks, where available, are listed separately in sourceChecks and on the English firm profile. A build or a new article does not make an old program fact newly verified.
Check the exact program, phase, current source and governing agreement before treating a value as current. The rules reference explains why reference values, clocks and account stages matter.
Commercial context
The publisher is affiliated with QATS. This is not an independent rating. Programs do not receive fixed priority in sorting. Read the editorial policy.
Reading the downloads
| Field | Meaning |
|---|---|
| feeReviewStatus | needs_review flags a discrepancy; source_checked_reference means an official-page reference fee check is recorded, not a live checkout quote; not_reverified means no fresh fee check is recorded. |
| feeAmount | Displayed evaluation fee, before coupons, in feeCurrency. It is not total lifetime cost. |
| billing | Monthly or one-time billing for the displayed fee. |
| activationFeeStatus | not_recorded does not mean that no activation charge exists. |
| dailyLossStatus | not_recorded means the field is omitted; source_checked_none identifies a source-confirmed absence for the named evaluation program, not every account stage. snapshot_value is a reference value. |
| independentlyReverifiedAt | Null: no whole-program verification is claimed. sourceChecks separately identifies field-scoped official-page checks. |
| sourceChecks | Official URLs with accessedAt, named fields, program scope and limitations. An empty array means no program-level check is recorded. |
| sourceWebsite | Official website supplied in the source snapshot, not an archived program-level evidence URL. |